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FYI : For cash accounts-=IRA or KEOGH Accounts- Proceeds from the sale of a stock are not availble for use for 3 business days. E-Trade started this policy on December 5, 2003- I am assuming that this is the date the NYSE changed the rules. I Have $15,000.00 that are not available until next Tuesday Jan. 13, 2004-I had an order for BEL for 300 shares that was cancelled because of the lack of funds- This rules Sucks! Butch