My parents shared this with me, so I thought I would share with everyone here.
Consumer Alert: New Cell Phone and Credit Card Hidden Fees
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I agree that some credit card companies have additional fees or charges so one must be careful in considering their offers. In the first place, most of today's credit cards offer a free annual fee in the first year but charges you already for renewal the following year. Some of the hidden charges of some that I know are fuel surcharge and processing fee. Personally, I do not use my credit cards more often, I only used it when necessary.
For cellular phones, I don't consider a Postpaid plan. I just go for a prepaid because there is no compulsory monthly payments and there is no risk of over spending and other charges.
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