The $$$MR. MARKET$$$ Stock Portfolio

[mrmarket]

	These are all of my open positions:
	STOCK	DATE IN	PAID	NOW	GAIN	TARGET	S&P Purch Date	S&P Now	S&P GAIN
	MCB	1/7/2022	110.72	72.84	-34.2%	127.89	4,704.52	6,389.77	35.8%
	PLPC	8/4/2023	164.50	142.18	-13.6%	190.00	4,478.03	6,389.77	42.7%
	DFH	3/28/2024	42.32	27.39	-35.3%	48.87	5,254.35	6,389.77	21.6%
	ESEA	10/4/2024	50.22	51.72	3.0%	58.01	5,751.07	6,389.77	11.1%
	ALSN	12/6/2024	116.83	88.06	-24.6%	134.94	6,090.27	6,389.77	4.9%
	IDCC	2/14/2025	213.03	222.11	4.3%	246.05	6,114.63	6,389.77	4.5%
	And here is a listing of ALL of my closed trades entered since April 2021
	STOCK	DATE IN	DATE OUT	PAID	SOLD	GAIN	ANNUALIZED GAIN	S&P Purch Date	S&P Sale Date	S&P GAIN
1	SIVB	8/20/2021	9/23/2021	548.33	633.33	16%	166%	4,441.67	4,448.98	0%
2	CUBI	6/1/2021	10/5/2021	38.38	44.33	16%	45%	4,122.96	4,345.72	5%
3	FNF	5/4/2021	1/7/2022	46.05	53.57	16%	24%	4,164.66	4,704.52	13%
4	ECPG	11/17/2021	2/8/2022	59.05	68.39	16%	70%	4,688.67	4,521.54	-4%
5	LEN	4/19/2021	6/21/2023	104.06	121.88	17%	8%	4,167.57	4,365.69	5%
6	MHO	6/12/2023	6/30/2023	75.86	88.28	16%	332%	4,338.93	4,450.38	3%
7	PHM	6/30/2023	12/1/2023	77.77	89.83	16%	37%	4,450.38	4,591.74	3%
8	BLDR	7/14/2023	12/14/2023	139.90	163.24	17%	40%	4,511.15	4,720.25	5%
9	BCC	12/18/2023	1/22/2024	118.40	136.94	16%	163%	4,799.50	4,850.43	1%
10	KBH	1/4/2024	3/8/2024	60.81	70.54	16%	91%	4,688.68	5,153.64	10%
11	ESNT	7/11/2019	3/21/2024	48.91	58.56	20%	4%	2,991.91	5,246.37	75%
12	FCNCA	2/2/2024	4/25/2024	1,524.70	1,799.85	18%	79%	4,958.61	5,048.42	2%
13	CLS	4/11/2024	5/17/2024	45.48	52.53	16%	157%	5,245.25	5,303.27	1%
14	AX	5/24/2024	7/16/2024	57.58	70.50	22%	155%	5,299.63	5,667.20	7%
15	PFBC	5/3/2024	7/29/2024	79.01	91.26	16%	65%	5,127.79	5,463.54	7%
16	LRN	6/29/2024	8/8/2024	69.89	81.09	16%	146%	5,460.48	5,319.31	-3%
17	WLFC	8/22/2024	9/18/2024	107.58	124.30	16%	210%	5,570.64	5,618.26	1%
18	POWL	9/18/2024	9/23/2024	179.14	212.90	19%	1376%	5,618.26	5,718.57	2%
19	AMAL	7/19/2024	11/6/2024	31.69	36.61	16%	52%	5,505.00	5,929.04	8%
20	ONB	11/1/2021	11/25/2024	19.41	22.43	16%	5%	5,505.00	6,021.63	9%
21	CBNK	1/18/2022	1/29/2025	27.19	31.66	16%	5%	4,577.11	6,039.31	32%
22	NWG	10/17/2024	2/6/2025	9.55	11.23	18%	57%	5,841.47	6,083.57	4%
23	IBKR	2/6/2025	7/28/2025	56.77	65.50	15%	33%	6,061.00	6,389.77	5%

[mrmarket]

	These are all of my open positions:
	STOCK	DATE IN	PAID	NOW	GAIN	TARGET	S&P Purch Date	S&P Now	S&P GAIN
	MCB	1/7/2022	110.72	70.54	-36.3%	127.89	4,704.52	6,362.90	35.3%
	PLPC	8/4/2023	164.50	140.59	-14.5%	190.00	4,478.03	6,362.90	42.1%
	DFH	3/28/2024	42.32	26.39	-37.6%	48.87	5,254.35	6,362.90	21.1%
	ESEA	10/4/2024	50.22	51.41	2.4%	58.01	5,751.07	6,362.90	10.6%
	ALSN	12/6/2024	116.83	87.05	-25.5%	134.94	6,090.27	6,362.90	4.5%
	And here is a listing of ALL of my closed trades entered since April 2021
	STOCK	DATE IN	DATE OUT	PAID	SOLD	GAIN	ANNUALIZED GAIN	S&P Purch Date	S&P Sale Date	S&P GAIN
1	SIVB	8/20/2021	9/23/2021	548.33	633.33	16%	166%	4,441.67	4,448.98	0%
2	CUBI	6/1/2021	10/5/2021	38.38	44.33	16%	45%	4,122.96	4,345.72	5%
3	FNF	5/4/2021	1/7/2022	46.05	53.57	16%	24%	4,164.66	4,704.52	13%
4	ECPG	11/17/2021	2/8/2022	59.05	68.39	16%	70%	4,688.67	4,521.54	-4%
5	LEN	4/19/2021	6/21/2023	104.06	121.88	17%	8%	4,167.57	4,365.69	5%
6	MHO	6/12/2023	6/30/2023	75.86	88.28	16%	332%	4,338.93	4,450.38	3%
7	PHM	6/30/2023	12/1/2023	77.77	89.83	16%	37%	4,450.38	4,591.74	3%
8	BLDR	7/14/2023	12/14/2023	139.90	163.24	17%	40%	4,511.15	4,720.25	5%
9	BCC	12/18/2023	1/22/2024	118.40	136.94	16%	163%	4,799.50	4,850.43	1%
10	KBH	1/4/2024	3/8/2024	60.81	70.54	16%	91%	4,688.68	5,153.64	10%
11	ESNT	7/11/2019	3/21/2024	48.91	58.56	20%	4%	2,991.91	5,246.37	75%
12	FCNCA	2/2/2024	4/25/2024	1,524.70	1,799.85	18%	79%	4,958.61	5,048.42	2%
13	CLS	4/11/2024	5/17/2024	45.48	52.53	16%	157%	5,245.25	5,303.27	1%
14	AX	5/24/2024	7/16/2024	57.58	70.50	22%	155%	5,299.63	5,667.20	7%
15	PFBC	5/3/2024	7/29/2024	79.01	91.26	16%	65%	5,127.79	5,463.54	7%
16	LRN	6/29/2024	8/8/2024	69.89	81.09	16%	146%	5,460.48	5,319.31	-3%
17	WLFC	8/22/2024	9/18/2024	107.58	124.30	16%	210%	5,570.64	5,618.26	1%
18	POWL	9/18/2024	9/23/2024	179.14	212.90	19%	1376%	5,618.26	5,718.57	2%
19	AMAL	7/19/2024	11/6/2024	31.69	36.61	16%	52%	5,505.00	5,929.04	8%
20	ONB	11/1/2021	11/25/2024	19.41	22.43	16%	5%	5,505.00	6,021.63	9%
21	CBNK	1/18/2022	1/29/2025	27.19	31.66	16%	5%	4,577.11	6,039.31	32%
22	NWG	10/17/2024	2/6/2025	9.55	11.23	18%	57%	5,841.47	6,083.57	4%
23	IBKR	2/6/2025	7/28/2025	56.77	65.50	15%	33%	6,061.00	6,389.77	5%
24	IDCC	2/14/2025	7/30/2025	213.03	246.90	16%	35%	6,114.63	6,362.90	4%

[mrmarket]

	These are all of my open positions:
	STOCK	DATE IN	PAID	NOW	GAIN	TARGET	S&P Purch Date	S&P Now	S&P GAIN
	MCB	1/7/2022	110.72	74.10	-33.1%	127.89	4,704.52	6,466.58	37.5%
	PLPC	8/4/2023	164.50	176.30	7.2%	190.00	4,478.03	6,466.58	44.4%
	DFH	3/28/2024	42.32	29.35	-30.6%	48.87	5,254.35	6,466.58	23.1%
	ESEA	10/4/2024	50.22	56.46	12.4%	58.01	5,751.07	6,466.58	12.4%
	ALSN	12/6/2024	116.83	90.70	-22.4%	134.94	6,090.27	6,466.58	6.2%
	And here is a listing of ALL of my closed trades entered since April 2021
	STOCK	DATE IN	DATE OUT	PAID	SOLD	GAIN	ANNUALIZED GAIN	S&P Purch Date	S&P Sale Date	S&P GAIN
1	SIVB	8/20/2021	9/23/2021	548.33	633.33	16%	166%	4,441.67	4,448.98	0%
2	CUBI	6/1/2021	10/5/2021	38.38	44.33	16%	45%	4,122.96	4,345.72	5%
3	FNF	5/4/2021	1/7/2022	46.05	53.57	16%	24%	4,164.66	4,704.52	13%
4	ECPG	11/17/2021	2/8/2022	59.05	68.39	16%	70%	4,688.67	4,521.54	-4%
5	LEN	4/19/2021	6/21/2023	104.06	121.88	17%	8%	4,167.57	4,365.69	5%
6	MHO	6/12/2023	6/30/2023	75.86	88.28	16%	332%	4,338.93	4,450.38	3%
7	PHM	6/30/2023	12/1/2023	77.77	89.83	16%	37%	4,450.38	4,591.74	3%
8	BLDR	7/14/2023	12/14/2023	139.90	163.24	17%	40%	4,511.15	4,720.25	5%
9	BCC	12/18/2023	1/22/2024	118.40	136.94	16%	163%	4,799.50	4,850.43	1%
10	KBH	1/4/2024	3/8/2024	60.81	70.54	16%	91%	4,688.68	5,153.64	10%
11	ESNT	7/11/2019	3/21/2024	48.91	58.56	20%	4%	2,991.91	5,246.37	75%
12	FCNCA	2/2/2024	4/25/2024	1,524.70	1,799.85	18%	79%	4,958.61	5,048.42	2%
13	CLS	4/11/2024	5/17/2024	45.48	52.53	16%	157%	5,245.25	5,303.27	1%
14	AX	5/24/2024	7/16/2024	57.58	70.50	22%	155%	5,299.63	5,667.20	7%
15	PFBC	5/3/2024	7/29/2024	79.01	91.26	16%	65%	5,127.79	5,463.54	7%
16	LRN	6/29/2024	8/8/2024	69.89	81.09	16%	146%	5,460.48	5,319.31	-3%
17	WLFC	8/22/2024	9/18/2024	107.58	124.30	16%	210%	5,570.64	5,618.26	1%
18	POWL	9/18/2024	9/23/2024	179.14	212.90	19%	1376%	5,618.26	5,718.57	2%
19	AMAL	7/19/2024	11/6/2024	31.69	36.61	16%	52%	5,505.00	5,929.04	8%
20	ONB	11/1/2021	11/25/2024	19.41	22.43	16%	5%	5,505.00	6,021.63	9%
21	CBNK	1/18/2022	1/29/2025	27.19	31.66	16%	5%	4,577.11	6,039.31	32%
22	NWG	10/17/2024	2/6/2025	9.55	11.23	18%	57%	5,841.47	6,083.57	4%
23	IBKR	2/6/2025	7/28/2025	56.77	65.50	15%	33%	6,061.00	6,389.77	5%
24	IDCC	2/14/2025	7/30/2025	213.03	246.90	16%	35%	6,114.63	6,362.90	4%

[mrmarket]

Of my last 29 picks, 23 have beaten the S&P 500.

[jiesen]

Do you count ESEA as beating it because of the spinoff, dividends, or both? Also, when you do sell it, do you also plan to sell EHLD at the same time, and count it in the gains? I ask because I sold my ESEA already (for a 20%+ gain) and am still 'holding' on to my EHLD as a bonus... but not sure how long I want to keep that one around.

[mrmarket]

Do you count ESEA as beating it because of the spinoff, dividends, or both? Also, when you do sell it, do you also plan to sell EHLD at the same time, and count it in the gains? I ask because I sold my ESEA already (for a 20%+ gain) and am still 'holding' on to my EHLD as a bonus... but not sure how long I want to keep that one around.

Please explain the EHLD story for all of us.

[jiesen]

Oh, ok! Well ESEA split a fraction of its business off as EHLD, which was 3 ships, and is now 2 ships (one was sold off this year). They're the older ones, that are going in a different business direction than the other 30 that ESEA operates, and so its shares are proportionally smaller in value than the ESEA shares (less than 10% of the ESEA company). So if you held ESEA since $$MM bought it last year, you'll have a few shares of EHLD now to complement the ESEA shares, worth about 8-9% of the original cost of your ESEA. A two-ship company seems fairly risky, but then again, with great risk comes great reward.... right?

[jiesen]

So the point is, if you own ESEA from 50 and you're up 12% because it's now 56, you aren't losing to a market that's up 13% because you also have another 8-9% of that original cost sitting in EHLD shares, and if you sell them both, you're up a total of at least 20% of your original cost (plus the dividends you've collected along the way).